
BENJAMIN FRANKLIN SMITH’s BOOK
IGNORANCE, POVERTY AND DEBT
versus
BILLIONAIRES AND MILLIONAIRES
the difference is
READING AND APPLIED KNOWLEDGE
What they don’t teach in college … the book everyone is reading!
“He who fails to plan, plans to fail. And he who fails to take action, shall never succeed in life” – Benjamin Franklin
Do you want to achieve wealth and success in life? – Health, Happiness and Prosperity! And do you want to improve your life and make it better?
The Seven Principles of Life gives you the applied knowledge (your Power of Creation) that is not taught in college but can only be learned in the School of Life.
Reading this book is your pathway to knowledge, and the applied knowledge is your power to create the life you want to live.
The decision to read and apply the knowledge is yours to make, so make it wisely.

CONTENTS
The Seven Principles of Life | iii |
Dedication | 1 |
Preface—The School of Life | 5 |
Introduction—Why Should I Read This Book? | 9 |
1—Self-Realization | 18 |
2—Love | 34 |
3—Health | 41 |
4—Purpose and Work | 59 |
5—Financial Independence (Wealth) | 72 |
6—Family and Community | 99 |
7—God and the Universal Laws | 111 |
The VPAT Techniques: The Method for Achieving Your Goals in Life | 127 |
Conclusion | 176 |
Bibliography | 183 |
Personal Journal | 186 |
Appendix A—Grandpa John’s Worksheets | 189 |
Appendix B—Steve Jobs—Words of Wisdom about Health | 204 |
Footnotes — Weblink Sources | 207 |
CONTENTS
The Seven Principles of Life | iii |
Dedication | 1 |
Preface—The School of Life | 5 |
Introduction—Why Should I Read This Book? | 9 |
1—Self-Realization | 18 |
2—Love | 34 |
3—Health | 41 |
4—Purpose and Work | 59 |
5—Financial Independence (Wealth) | 72 |
6—Family and Community | 99 |
7—God and the Universal Laws | 111 |
The VPAT Techniques: The Method for Achieving Your Goals in Life | 127 |
Conclusion | 176 |
Bibliography | 183 |
Personal Journal | 186 |
Appendix A—Grandpa John’s Worksheets | 189 |
Appendix B—Steve Jobs—Words of Wisdom about Health | 204 |
Footnotes — Weblink Sources | 207 |
